What's the best EV I could get?

Melbourne EVs matched to what you earn and what they really cost to own — purchase, tax, running costs and resale, over the whole term.

1 What you want

Sets the finance term, and the period every total on this page covers.

Buying outright needs this to cover the full drive-away price. Leave it at $0 if you would finance the car.

Reduces how much you borrow, so it lowers the monthly repayment. Not used by a novated lease or by paying cash.

Untick this and a lease is still costed and plotted, but it won't be recommended. Ask your payroll or HR team if you're not sure — many employers have a scheme without advertising it.

What you want in a car optional
Body type

Leave all unticked to consider every body type.

Seats up. A large dog crate needs roughly 500L.

For a plug-in hybrid this is its combined range on a full battery and a full tank.

PHEVs lost the FBT exemption on 1 April 2025, so a novated lease costs considerably more than for an EV.

2 How much to spend?

Three ways to pay for the same car. A novated lease runs through your employer: the payments come out of your salary before tax, and an electric car under the luxury-car threshold is exempt from fringe benefits tax — that exemption is where most of the saving comes from, and it needs an employer who offers salary packaging. A car loan you arrange yourself and repay out of your take-home pay. Cash means paying the whole drive-away price up front.

$900

Everything the car costs you each month: finance or lease payments plus charging, registration, servicing and tyres. A lease quote bundles these, so the loan and cash figures include them too.

Fill in the form and we'll work out which way of paying — novated lease, car loan or cash — gets you the most car for your budget.

  • Novated lease
  • Car loan
  • Cash

A chart will appear here showing how the cost of each option changes over time, and where they cross over.

The published rates behind this estimate will be listed here.

3 Cars for you

Matching cars will appear here once we know your budget and what you're after.