1 Tell us about you
Buying outright needs this to cover the full drive-away price. Leave it at $0 if you would finance the car.
2 What you can afford
Fill in the form and we'll work out which way of paying — novated lease, car loan or cash — gets you the most car for your budget.
General information only. This tool does not take account of your objectives, financial situation or needs. It is not personal financial, tax or credit advice. Figures are estimates based on published rates and your inputs, and will differ from a real quote. Consider seeking advice from a licensed adviser before deciding.
An FBT-exempt lease still creates a Reportable Fringe Benefits Amount, which can affect HELP repayments and the Medicare Levy Surcharge. This tool does not model that.
A chart will appear here showing how the cost of each option changes over time, and where they cross over.
The published rates behind this estimate will be listed here.
3 Cars that match
Matching cars will appear here once we know your budget and what you're after.